LIC Policy: The most popular among Indians when it comes to buying a Life Insurance Corporation of India or LIC insurance policy.
Due to this LIC has formulated different policies for different categories. The country's largest insurance company has a full range of insurance plans for people of all ages and classes. LIC policy is preferred among Indians who prefer to invest in risk free assets. Bank FD and post office savings schemes as well as LIC are popular due to their low risk and high returns.
LIC's Jeevan Umang Yojana is like a combo pack of income and security. I.e. both meet in this. The plan offers annual benefits from the end of the premium payment period to maturity and a lump sum on the death of the policyholder at maturity or during the maturity of the policy.
According to the company, LIC Jeevan Umang is a non-linked, participatory, personal, complete life insurance plan that provides your family with a combination of income and security.
LIC પોલીસી/ 45 રૂપિયા રોજ જમા કરીને 100 વર્ષની ઉંમર સુધી દર વર્ષે મેળવો 36000નું રિટર્ન, આજે જ કરો રોકાણ
Jeevan Umang Policy Premium
If you sign up for a LIC Jeevan Umang policy at the age of 26 for an insurance cover of Rs 4.5 lakh, you will have to pay around Rs 1,350 per month. It is around Rs 45 per day. This way your premium will be Rs. 15,882 in one year and Rs. 47,6460 in 30 years.
A total of Rs. 36 lakhs
After you have paid your premium for 30 years without any interruption, LIC will pay an annual return of Rs. 36,000 will start collecting. That way if you keep taking a return of Rs 36,000 per year from the 31st year of investment till the age of 100, you will get an amount of around Rs 36 lakh.
Benefits of LIC Life Excitement Policy
Taking this policy also provides tax exemption under Section 80C of the Income Tax Act. Basic Sum Assured under LIC Jeevan Umang Policy is Rs. 2 lakhs.
If the policyholder dies before the age of 100, the nominee will be paid a lump sum, which they may also choose to take in installments. If the policyholder survives till the age of 100 years till the end of the premium payment period, if the policy is in force, the benefit of 8% of the basic sum assured will be available every year. Jeevan Umang policy can be taken for four premium terms - 15 years, 20 years, 25 years and 30 years.
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